Zetu for Communities
Student associations. Family welfare groups. Alumni communities. Nonprofits. Benevolent societies. Faith organizations. If your organization exists to bring people together rather than to distribute profit, Zetu wants you to have the financial infrastructure to run it well.
$0 platform subscription for eligible organizations. Third-party and bespoke costs may still apply.
420 members × $100 annual dues
Across bank transfer, card and mobile money
Matched to a named member and a dues year
6 payments a person must look at
42 members yet to pay this year
Why we do this
These organizations run genuine financial operations — money collected on several rails, funds held on behalf of other people, and consequences when the record is wrong — on a fraction of the budget, usually with volunteers, and almost always on tools never built for it.
Good financial infrastructure creates trust. We would rather more organizations had it than charge the ones least able to pay for it.
Commercial organizations pay for the platform. Community organizations run on the same platform and do not. What everyone else pays is published in full.
Who it is for
Student associations & organizations
University clubs, student associations, societies, unions, campus chapters of larger bodies, academic and entrepreneurship groups, and student-led service organizations. The committee changes every year; the financial record should not have to start again with it.
Family welfare associations
Extended-family welfare groups, family support and education funds, bereavement and medical funds. Mutual aid between people who will see each other at the next gathering, which is exactly why the record has to be beyond argument.
Alumni associations
School, university, graduating-class and professional-school alumni bodies, and the regional chapters underneath them. Thousands of members, one annual cycle, and money arriving on every rail a global cohort happens to use.
Community welfare & benevolent societies
Mutual-aid societies, benevolent societies, welfare associations, neighborhood organizations, community support funds and volunteer-run groups. Money collected from members, held on their behalf, and paid back out when someone needs it.
Small charities & foundations
Registered charities, small NGOs, charitable and community foundations, and volunteer-led non-profit organizations. Zetu owns the income side of the work: what was committed, what arrived, what it was for, and what is still open.
Zetu is not a donor CRM, a grant-management system, a fundraising platform or an accounting package, and this program does not turn it into one. It is the financial-operations layer underneath: obligations, payments, reconciliation, statements and what remains outstanding. Most organizations keep their accounting system and let Zetu answer the income-side questions it was never designed to answer.
Religious & faith organizations
Churches, mosques, synagogues, temples, ministries, fellowships, congregations and religious societies. Most of what arrives is voluntary, some of it is committed, and the two have to behave differently.
A pledge can be recorded without becoming an overdue debt. Zetu keeps voluntary giving and enforceable obligations as separate categories: a pledge reports as unfulfilled rather than overdue, does not age into a collections worklist, attracts no penalties, and changes nobody's standing in the community.
The common shape
These sound like six different problems and they are one:
Each is an amount owed by a named party, for a reason, by a date. That is an obligation, and it behaves identically whether the word on the screen is dues, contribution, pledge or levy.
Institutional memory
When the treasurer steps down
The treasurer's spreadsheet
On one laptop, in one version, named final-v4.
The bank portal
Access tied to a person who has now graduated.
A group chat
Confirmations scattered through two years of messages.
Email receipts
In an inbox nobody else has ever had access to.
Unidentified payments
Money in the account that nobody can attribute.
A separate member list
Which disagrees with the spreadsheet about who is in.
What the next committee opens
The same record answers a member who asks what they owe: what was expected and why, what arrived and when, what each payment settled, and whose name is against any decision that changed a balance. Not a report somebody assembles at the end of a year — the record itself, read back. How reporting works.
What $0 covers
Included
$0
Zetu platform subscription, for eligible organizations
Passed through, or scoped separately
What your bank, mobile money provider or gateway charges to collect the money. Zetu adds nothing to it and never sees it — the relationship stays yours.
Passed through at your provider's rate and itemized. Email is included at volumes no receivables operation realistically exceeds.
A custom bank connection or a legacy accounting system is a build. It is quoted as a one-off with a connector fee, rather than spread across everyone else's subscription.
Scoped after we have seen the data. A clean list of current balances and three years of contested arrears are not the same exercise, and quoting them the same way would be dishonest to one of them.
Software written specifically for one organization is a commission, not a subscription. It is scoped and quoted like any other build — the free platform subscription covers the platform, which is what everybody else is running too.
Zetu never takes a percentage of your dues, contributions, donations or payments.
Not on this program, and not on any paid plan. Zetu does not move your money — it stays in your own bank, wallet or gateway account throughout, and your provider's fees are between you and them. A system whose fee grew with your collections would be charging you most in the year you finally caught up on arrears.
Eligibility
The three tests
Student organizations, family welfare associations, alumni associations, community welfare and benevolent societies, small charities and foundations, and faith organizations.
The organization's purpose is to serve its members or its community rather than to return earnings to owners or shareholders. Charging fees is fine. Running a surplus is fine. Paying that surplus out to owners is the line.
A registration, a constitution, a public page, an affiliation with a parent body — whatever the equivalent is where you are. We are checking that the organization is real, not auditing it.
One honest limit, stated rather than buried. Some organizations in these categories are very large or structurally complicated — several legal entities, bespoke bank connectivity, an ERP to post into, a contracted service level. That is an enterprise deployment, it costs real engineering to run, and it is scoped and quoted on its own terms whoever is asking. It is not a reason for a welfare society or a student union to worry: eligibility is about what kind of organization you are, not how many members you have.
Enough to see that the organization is real. This is an application, not a grant round.
Eligibility is reviewed periodically rather than continuously — we are not monitoring you.
Questions
Yes. For an eligible organization the Zetu platform subscription is nothing — not a discount off a list price, not a trial that expires, and not a coupon we can withdraw at renewal. It is part of how the company is set up: commercial organizations pay for the platform, and organizations that hold communities together run on the same platform without paying for it.
Six kinds: student associations and organizations, family welfare associations, alumni associations, community welfare and benevolent societies, small charities and foundations, and religious and faith organizations. Beyond the category, the test is that the organization does not exist to distribute profit to owners, and that it can reasonably show what kind of organization it is.
Yes, all four. Student bodies — university clubs, societies, unions, campus chapters, academic and entrepreneurship groups. Alumni associations, including the chapters underneath a national or international body. Faith organizations of every tradition: churches, mosques, synagogues, temples, ministries, fellowships and congregations. And family welfare and mutual-aid groups: extended-family associations, education and bereavement funds, benevolent societies. Two of these shaped the program. Student bodies change committee every year, which is exactly when a financial record is most easily lost; and faith organizations need voluntary giving kept separate from enforceable obligation, so a pledge is recorded without becoming an overdue debt.
For small charities, foundations, NGOs and volunteer-led non-profit organizations, yes. What Zetu covers is the income side: recurring contributions, pledges, restricted purposes, payment reconciliation and what remains outstanding. It is not a donor CRM, a grant-management system or an accounting package, and the free program does not change what the product is.
No. Zetu never takes a percentage of dues, contributions, donations or payments, on this program or on any paid plan. Zetu does not move your money — it stays between you and your payment provider, whose fees are theirs and are not marked up.
Four things, all of them third-party or bespoke, and all four are set out in full on this page under “what the subscription does not cover”: your payment provider's fees, per-message SMS and WhatsApp costs, bespoke integrations, and hands-on implementation or a complicated historical migration.
Nothing, in the ordinary case. The program is about what kind of organization you are, not how large you have become, so a welfare society that doubles its membership is still a welfare society. What does change the conversation is complexity rather than size — several legal entities, bespoke bank connectivity, an ERP to post into, a formal service level. That is an enterprise engagement and is scoped on its own terms, whoever is asking.
Yes. Chapters, branches and regional groups are modeled as business units with their own books, their own policies and their own reporting, consolidating up to the parent organization. Chapter fees collected centrally can be apportioned back to the chapter they belong to instead of disappearing into one balance.
No. Zetu does not move money and takes no transaction margin, so the bank account, mobile money account or gateway you already use stays exactly as it is. Rails are pluggable: what Zetu does is understand what arrived on them and what it was for.
Yes. Obligations, payments, statements and reports are held and reported in your own currency, with nothing converted in the middle. The prices published on this site are quoted in one currency because a reader has to be given something to price against — but that is the list, not the product.
No, and most organizations should not. Accounting records what happened for reporting and compliance; Zetu operates the relationship — what is owed, what arrived, what it settled and what to do next. They answer different questions, and coexisting is the normal outcome.
Yes. Keep the accounts, the provider relationships and the fee arrangements you already have. Zetu reads what arrives and reconciles it; switching provider later changes nothing about what you pay us, because what you pay us on this program is nothing.
Tell us what you run and how your finances work today. If you qualify, the Zetu platform subscription is on us.